Saturday, June 30, 2018
Friday, June 22, 2018
Thursday, June 21, 2018
New Car For Chris
Chris has a car. Audi A3 e manual. $9k 90 000km
That seemed to be about the market price.
INSURANCE
Insurance seemed to be strange,y interesting
The excess that is paid when there is an accident is made up of two components.
A standard excess that applies to any claim regardless of whos at fault or the age of the driver
An age excess that applies for drivers under 25.
One can "list" under age drivers on the policy. This increases the cost of the policy but reduces the age excess.
For example
A policy only in Frank's name (Adult) is $559 per year. If an under 25 driver has an accident the excess is the $800 standard PLUS the $1400 age excess making a total excess cost of $2200.
So if Chris has no accident we spend $559 and if he has an accident we spend $2759
Alternatively we can list Chris on the policy. Then the premium rises to $1534 and the age excesss drops to $400. making a total excess of $800 + $400 = $1200.
So if Chris has no accident we spend $1534 and if he has an accident, we spend $2734
As $2734 is almost the same as $2759, there seems no significant benefit in paying the higher premium.
If we manage two years with no accident the savings are much more striking.
Franks policy. No listed under age drivers No accident - $559 x 2 = $1118 spend
Franks policy. No listed under age divers 1 accident in 2 yrs $559 x 2 + $2200 = $3318
Frank with chris listed & no accident in 2 years $1534 x 2 = $3068
Frank with chris listed. 1 accident in 2 years $1534 x 2 + $1200 = $4268
No accidents in 2 years $1118 v $3068
One accident in 2 years $3318 v $4268
So we seem to be much better off having the policy in my name and not listing the under age drivers.
Chris talked to Ian to get a few pointers for inspection
Check redbok value - done see graph
Look for milky radiator water - done - none. Scum in radiator - done it was clean or had been cleaned.
Oil leaks - none visible but it had been steam cleaned.
Rust - there is some surface rust.
Brake fluid leak - done none visible.
That seemed to be about the market price.
INSURANCE
Insurance seemed to be strange,y interesting
The excess that is paid when there is an accident is made up of two components.
A standard excess that applies to any claim regardless of whos at fault or the age of the driver
An age excess that applies for drivers under 25.
One can "list" under age drivers on the policy. This increases the cost of the policy but reduces the age excess.
For example
A policy only in Frank's name (Adult) is $559 per year. If an under 25 driver has an accident the excess is the $800 standard PLUS the $1400 age excess making a total excess cost of $2200.
So if Chris has no accident we spend $559 and if he has an accident we spend $2759
Alternatively we can list Chris on the policy. Then the premium rises to $1534 and the age excesss drops to $400. making a total excess of $800 + $400 = $1200.
So if Chris has no accident we spend $1534 and if he has an accident, we spend $2734
As $2734 is almost the same as $2759, there seems no significant benefit in paying the higher premium.
If we manage two years with no accident the savings are much more striking.
Franks policy. No listed under age drivers No accident - $559 x 2 = $1118 spend
Franks policy. No listed under age divers 1 accident in 2 yrs $559 x 2 + $2200 = $3318
Frank with chris listed & no accident in 2 years $1534 x 2 = $3068
Frank with chris listed. 1 accident in 2 years $1534 x 2 + $1200 = $4268
No accidents in 2 years $1118 v $3068
One accident in 2 years $3318 v $4268
So we seem to be much better off having the policy in my name and not listing the under age drivers.
Chris talked to Ian to get a few pointers for inspection
Check redbok value - done see graph
Look for milky radiator water - done - none. Scum in radiator - done it was clean or had been cleaned.
Oil leaks - none visible but it had been steam cleaned.
Rust - there is some surface rust.
Brake fluid leak - done none visible.
Monday, June 11, 2018
GenD Keystone Cops
This morning eight depleated to 4 and Jemma lined up to cox.
One cox box and a flat speed coach available.
Observed the boat had a seat out so we decided to put it on trestles only to find two seats missing.
meanwhile team B are putting the tinnie in the water.
Second seat located in a plastic bag over on RedLegs side of the shed.
And of course we are having trouble with working out where to plug the cox box in.
Oars down and we carry the boat down.
We successfully place the boat on the water.
Bow side get the oars
Meanwhile the tinnie has half sunk and gets pulled onto the pontoon.
A desperate search locates one bung inside the boat.
The state High girls are sniggering as we lift our boat out of the water and put it away.
Tail between our legs.
Tinnie back on land and I randomly look in the tool box to find a bag with 5 spare bungs.
We did however successfully buy a coffee.
One cox box and a flat speed coach available.
Observed the boat had a seat out so we decided to put it on trestles only to find two seats missing.
meanwhile team B are putting the tinnie in the water.
Second seat located in a plastic bag over on RedLegs side of the shed.
And of course we are having trouble with working out where to plug the cox box in.
Oars down and we carry the boat down.
We successfully place the boat on the water.
Bow side get the oars
Meanwhile the tinnie has half sunk and gets pulled onto the pontoon.
A desperate search locates one bung inside the boat.
The state High girls are sniggering as we lift our boat out of the water and put it away.
Tail between our legs.
Tinnie back on land and I randomly look in the tool box to find a bag with 5 spare bungs.
We did however successfully buy a coffee.
Sunday, June 10, 2018
Jemma Rowing 2018 Trophy Regatta
| Results for Brigidine College | ||||
| Crew | Event/Race | Place | Time | |
| 1. GY81x YR8 Single Sculls | Schoolgirls Year 8 Single Scull | |||
| Brigidine College 1 | Race 1 | Division 1 | 1st | 05:04.0 |
| Jemma Thomson | ||||
| Brigidine College 2 | Race 3 | Division 3 | 1st | 05:19.6 |
| Jessie Cowin | ||||
| Brigidine College 3 | Race 4 | Division 4 | 4th | 06:46.7 |
| Hannah Drysdale | ||||
| 5. GY92x Yr 9 Doubles | Schoolgirls Year 9 Double Scull | |||
| Brigidine College 1 | Race 13 | Division 1 | 2nd | 04:40.0 |
| Caitlin Browne, Jemma Thomson | ||||
| Brigidine College 2 | Race 14 | Division 2 | 3rd | 05:15.1 |
| Jessie Cowin, Asha Smith | ||||
| Brigidine College 3 | Race 14 | Division 2 | 4th | 05:17.8 |
| Annabelle Irwin, Laura Drysdale | ||||
| 14. GY91x yr 9 Singles | Schoolgirls Year 9 Single Scull | |||
| Brigidine College 1 | Race 37 | Division 1 | 3rd | 05:01.0 |
| Caitlin Browne | ||||
| Brigidine College 2 | Race 38 | Division 2 | 4th | 05:27.1 |
| Asha Smith | ||||
| Brigidine College 3 | Race 38 | Division 2 | 6th | 06:01.0 |
| Laura Drysdale | ||||
| 16. GY82x Yr 8 Doubles | Schoolgirls Year 8 Double Scull | |||
| Brigidine College 2 | Race 41 | Division 1 | 6th | 05:14.1 |
| Hannah Drysdale, Jessie Cowin | ||||
| 21. GY94x(+) The might Quads | Schoolgirls Year 9 Quad Scull (Coxed) | |||
| Brigidine College 1 | Race 53 | Division 1 | 1st | 04:18.9 |
| Caitlin Browne, Jemma Thomson, Asha Smith, Jessie Cowin, Cox: Tehya Mann | ||||
| EXH-BRIG/SAC 2 | Race 53 | Division 1 | - | RNK |
| Tehya Mann [SAC], Hannah Drysdale [BRIG], Laura Drysdale [BRIG], Annabelle Irwin [BRIG], Cox: Lisa-Jayne Scholfield [SAC] | ||||
Tuesday, June 5, 2018
Dan's Birthday 17
Drivers licence tick.
Dinner to celebrate with Callan tick
Dinner to celebrate with Callan tick
(More below)
After dropping her I went home. First task locate books and put in car.
Showered, dressed & breakfast cereal.
Drove back out to meet her. I thought IO would be a few minutes early but the traffic was terrible. Not as bad as in the other direction. An inbound prang on Ipswich Rd had the traffic stationary back to forever.
Outbound was OK until we hit the inbound traffic on the Western Freeway
Jemma cooking
We've got a bit of a system happening. Sunday night a round table discussion and people put their hands up to do stuff.
Lilee likes shopping and took on the task of filling the pantry.
This week's cooking ended up as
Monday- Jemma.
Tuesday- Restaurant.
Wednesday-Frank
Thursday-Chris & Lillee.
Friday- Dan.
This photo is Jemma cooking chicken and veggies. She took the dog for a walk to Coles and bought chicken breasts. Chopped up vegies and fried it all up.
A learning experience to the extent that the vegies were at one stage under done and then the bottom got burned. She saved the day by zapping the vegetables in the microwave. Luckily the burnt smell remained in the kitchen and did not follow the food onto the plates.
Friday, June 1, 2018
The 2018 Mobile Phone Plan Investigation
Investigating the best value for money mobile phone plans.
Only considered
Infinite phone + text.
Then consider Amount of data v $ per month
In each case I went to the suppliers web site.
I ignored any special offer sweetners giving a free month or a cheep first month. Some were quite deceptive and it was hard to find the cost of second and subsequent months.
A few things to note
Kogan is the best value although deceptive pricing on their web site.
Virgin are going out of business.
Only considered
Infinite phone + text.
Then consider Amount of data v $ per month
In each case I went to the suppliers web site.
I ignored any special offer sweetners giving a free month or a cheep first month. Some were quite deceptive and it was hard to find the cost of second and subsequent months.
A few things to note
Kogan is the best value although deceptive pricing on their web site.
Virgin are going out of business.
The GenD row that wasn't
Arrived at the shed and became suspicious that no one else was there.
Checked whatsapp and low and behold one of the guys is sick.
next time
Checked whatsapp and low and behold one of the guys is sick.
next time
Week 3 Session
2
Warm up in 4’s but only 10 strokes at each position. Keep it quick
Rotating 6. Rate 16-18. Rotate every minute or about 18 strokes. Light catches firm finish. Feel the run at the finish. Gentle up the slide. Feel the boat under the balls of your feet as
you come up to the catch. It’s an eclectic crew and will take time and
patience to come together. 2 rotations.
Break – Drinks. jumpers off
4 Minutes rate 18 1 minute
light = 5 minutes x 6 sets = 35 min
6am Yarra Turn This can be during one of the pieces.
Move
to the bank on your right. Get bow side
to pull it round. Stop if we are going
to crash.
Drinks break
1 Minute rate 26. 1 minute light = 2 min x 10 sets = 20
minutes.
Subscribe to:
Posts (Atom)
