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Sunday, September 11, 2016

Travel Insurance

Turns out our credit card does not have travel insurance associated with it.  My recollection is that these days most credit card travel insurances only cover international so I suspect we kind of ignored that in exchange for low fees.

The main contender is the QBE multi trip insurance and apart from the medical evac on this trip the other handy feature is the rental car excess of about $4k.  This saves about $30/day when hiring a car so it does not take too many work trips to make a significant saving.

QBE Single Trip $143.91

Annual Multi Trip 
QBE            incl USA  $965.25+ $468 Snow =$1433
QBE            ex USA    $580.91 +$468Snow  =$1048
QBE via Qantas incl USA  $675    +$500Snow  =$1175  Excess unknown
QBE via TUH     ex USA   $451.82  $364Snow  = $815  $200 Excess  
QBE via TUH    inc USA   $750   + $364Snow  = $1114 $200 Excess 

Ah a new consideration.
Can a second adult on the same policy travel independently and be covered?
QBE        - YES
QBE Qantas - NO  <- br="" surprising="">
QBE TUH    - YES
Conversation reference: 1100685318


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