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Tuesday, July 25, 2023

2023 Tiida Insurance

 Wow what an increase

According to Redbook, a 2010  Tiida is worth between $1600 and $5500 Lets say $5000

So the total for zero accidents is The premium column and the total for one accident in the year is the right hand column

2022 Nissan Tiida



Standard Add ons Excesses if Jemma has an accident Total Outlay
ProviderNotes Premium
Excess U19 Unlisted Excess Inexperinced Total Excesss Assume 1 x PP prang
RACQFull Comprehensive $ 2,123.00 $850 $ 850.00 $ 650.00 NA
$ 1,500.00 $ 3,623.00
RACQ3rd Party Property Fire and theft $ 439.10 $650 $ 650.00 $ 700.00 NA
$ 1,350.00 $ 1,789.10
RACQ3rd Party Only $ 374.27 $650 $ 650.00 $ 700.00 NA
$ 1,350.00 $ 1,724.27
RACQFrank ONLY $ 575.72 $750 $ 750.00 $ 650.00 $650.00
$ 2,050.00 $ 2,625.72
RACQFrank AND Jemma $ 1,660.47 $750 $ 750.00 $ 650.00 NA
$ 1,400.00 $ 3,060.47
QBEFull Comprehensive $ 3,402.14
$ 900.00 $ 600.00 NA
$ 1,500.00 $ 4,902.14
"Market Value" Today = $
VirginFull Comprehensive $ 1,242.26
$ 800.00 $ 600.00 NA $ 500.00 $ 1,900.00 $ 3,142.26


Type Premium
Excess U19 Excess Unlisted Excess Total
Full Comprehensive $2123 $850 $650 no
3623.00
3rd Party Property Fire and theft $ 439.1 $650 $700 no
$1789.11
3rd Party Only $374.27 $650 $700 no
$1724.27
Frank ONLY $575.72 $750 $650 650
$2625.72
Frank AND Jemma $1660.47 $750 $650 no
$3060.47


As a comparison, I looked online for Jemma Comprehensive with Allianz and the result is:
$1399 +Basic Excess $850 + Age Excess $600 = $2849

With the Tiida agreed value of $5500

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